I don't think businesses benefit from a 4 day work week but who cares, I don't think they benefit necessarily from a weekend either and we still do it.
This doesn't help those that have already been hurt, but when you're using any cloud provider for personal use make sure to set budgets and alerts for them. It's quite easy to set these up and they can save you a headache later on. Truth be told they should all be asking you what you expect to spend when you set up an account and alert you by default but just remember these cloud providers are not your friends.
Shouldn't the demographics of new google hires look roughly like the demographics of university graduates? If say 80% of graduates are men, how could google hit gender parity without discriminating?
It follows that if crypto is the most efficient way of buying drugs online, that it's probably also the most efficient way of doing other illegal stuff online. Of that we're both in agreement.
Where we'd disagree is on bitcoin or any digital bearer assets being an efficiency for transactions that don't require censorship resistance. You'd better make sure you're sending that half a million in savings to buy your new house to the right address, because it's gone forever if you mess up a single character. Also, even if you did get the right address, you'd better hope you aren't being scammed (because in both scenarios, the traditional banking system and the government at large has your back).
This is the point where you say: but multisig / smart contracts! For a start, if the 'smart' part of the contract is a human oracle, why use a blockchain in the first place (if you're both willing to rely on a third party). Additionally, point me to a single transaction where the legal ownership of a house was transmitted through a block chain transaction (with no human oracle).
Let alone crypto being a terrible idea for smaller transactions. Last I saw bitcoin at ~$20 fees, Ethereum converts to a brick as soon as someone comes up with a popular contract, etc.
Asymmetric knowledge is hard to come by, people aren't going to give it away here. For what it's worth the few times I've had an idea that turned out to be valuable (retrospectively) it was because I learned a new technology. Might be worth specializing in some niche tech for a few months instead of focusing on product ideas.