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arbor_day

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arbor_day
·vor 6 Monaten·discuss
It's not that EVs are a commodity. Competition and speculative production capacity buildouts combined with lower than expected consumer demand made the market less profitable.
arbor_day
·vor 11 Monaten·discuss
They said "net worth" which is assets not cash that's being spent. M0 would shoot up which causes inflation.

If they said "income" it'd still shoot up the velocity of money, since poor people have higher spending rates.
arbor_day
·vor 12 Monaten·discuss
I've been a FAANG engineer for the last 15 years, tech pays pretty well. The things you see on the news about "farming subsidies" often show up as government subsidized loans (lower rates and higher leverage) which has helped.

It's somewhere between an extra job and a hobby. It's just touch for planting / harvest season -- lots of nights / weekends / day job PTO along with getting help from relatives.
arbor_day
·vor 12 Monaten·discuss
I find Illinois taxes to be scarier for land than other investments.

Illinois state is in a bad financial position, they can't inflate their way out of it. Financial assets are easier to move than land if things get bad.
arbor_day
·vor 12 Monaten·discuss
Yeah, it's sorta both big and small.

It's small in that you can't support a family farming 500 acres of corn/beans. It's big in that buying 500 acres would cost $5M - $10M, that's real money!
arbor_day
·vor 12 Monaten·discuss
There’s something righteous in farming where it’s really hard to feel like you’re doing wrong even if you’re getting rich — you are just feeding people. It’s like being a doctor.
arbor_day
·vor 12 Monaten·discuss
1M was a nice round number for equipment. I see people without much land buy new equipment all the time, it’s wild! They tend to not stick around long though.

You must have better land than we do. Land by me goes for around 14K/ acre. The bigger plots or better land goes higher.
arbor_day
·vor 12 Monaten·discuss
Have you seen how expensive a tractor or combine is? The economies of scale are real in farming.

You need ~$1M worth of equipment to farm 80 acres (~$1M worth of land), but that same equipment can basically farm 800 acres (~10M worth of land). An equipment issue can destroy a years worth of work with 800 acres (e.g. frost damage from delays), but with 8000 acres you can have spares / avoid the loss with some overtime.

Fertilizer and pesticides aren't neatly contained. If you farm different crops than your neighbors, overspray can kill your yield (e.g. weeds spray for corn kills soybeans). Laws around who can grow/spray what and being big helps make that better
arbor_day
·vor 12 Monaten·discuss
I own the farm and farm it in Illinois. I owe the land through an LLC, because farming is dangerous and I don't want to go bankrupt if somebody sues me. Farms are expensive and hard to subdivide, so people will put them into a legal entity and pass down to the next generation via a trust. All of my neighbors are doing the same, so we're all counted as "not farmers" here

Farming is a terrible business. My few hundred acres (maybe worth $5M) will only churn out a few hundred grand in profit -- not even better than holding t-bills. The margins get better as you get bigger but still not great.

Many of the buyers keep growing their farms because it's a status symbol. Everybody in your area will instantly know you're a big wig if you're one of the X family who has 2,000 acres all without the ick that comes with running other businesses. You can't buy that kind of status in my community with anything other than land.
arbor_day
·letztes Jahr·discuss
Yup, sort of the whole point. There's a lot of cost plus contracts floating around here, which is a terrible incentive.
arbor_day
·letztes Jahr·discuss
facebook.com started out as a php app. It was easier to make php efficient (enough) than to rewrite the application.
arbor_day
·letztes Jahr·discuss
I was suspicious before I joined, but it works way better than you'd think!
arbor_day
·letztes Jahr·discuss
That seems wrong. More than half the US population uses Facebook. https://www.statista.com/statistics/408971/number-of-us-face...