The Dolphin Embassy was a project by Berkeley art collective Ant Farm. It's mission was to develop dolphin/human relations through the creation of a common language and a mobile laboratory. The project received funding from the Rockefeller Foundation and was shown at SFMOMA.
Ant Farm is considered significant as the first studio practice to incorporate new media in its work. Thematically it looks like they were focused on the confluence of new technology, utopian optimism and psychedelic drugs.
Iterations of the designs for the Dolphin Embassy continued into the early 2000s with a proposal for a space craft that would act as a joint dolphin-human space colony and would contain a massive, free floating sphere of water that would be ultra sonically stabilized.
Every employee gets a receipt of how much they donated to which charities. Their donation also shows up in their year end paystub and W-2, both of which can be used in their tax returns.
On fees, it's typically just the network fee (e.g., Mastercard) that gets waived. The issuing bank, acquiring bank and the processor, still take a cut.
Bank transfers have too much friction. You wouldn't pay your corner store with a bank transfer. You'd rather swipe a card. It's why you carry around your bank card (which as a VISA or MC logo). You wouldn't pay for something on eBay with a bank transfer. You'd use PayPal. An interesting point is that both PayPal, VISA and Mastercard on the bank-end are really just a series of bank transfers wrapped with a more refined consumer/merchant interface (card / POS terminal).
@korzun My name is Danny and I'm a co-founder of RaisedBy.Us. Thanks for your question!
Regarding the 3rd party issue:
All donation methods (RaisedBy.Us or otherwise) involve a third party. Even when you go directly to a charity's website to make a donation, you will use a third party payment provider. The most common method is debit or credit card. This method actually involves multiple third parties that all take fees (an issuing bank, a merchant bank, a settlement bank and a network such as VISA, Mastercard, Discover, etc). This fee is called interchange and it typically inovlves a flat fee of 30 cents per transactions plus about 2.5% to 3% of the total value of the transaction. We thought this was pretty expensive. Donations through RaisedBy.Us charge 0% and no flat fee per transaction. We accomplish this by using a back-end provider that settles transactions with charities using checks and ACH methods (which are much cheaper the credit and debit transactions) and we charge the companies (not the donors) to access the service.
Regarding tax write off: RaisedBy.Us does not get a tax write-off for the donations that are processed through our program. Only the initial donor (e.g., an employee at one of our participating companies) gets a tax write-off for donations.
Note: America Movil, Carlos Slim's mobile network, controls 80% of the Mexican market. In that context, this is just a really awesome story of empowerment.
Identity is a basic problem for any online transaction. For instance, Paypal's biggest innovations were around fraud prevention.
Jumio is a great solution to bridge online transactions and offline verification (physical IDs, passports, credit cards).
If I had to speculate, I suspect Jumio gets disrupted by products that attack the root problem by no longer needing verification - more specifically, virtual currencies. But that feels like a distant prospect right now.
Being entrepreneur friendly is so central to VC marketing that this effort will likely pay itself as a PR expense.
Also, transaction fees are typically presented as being deducted from the capital being moved, as opposed to just charging the company. Of course, net it's the same. But language matters.
Also, I'm curious to what degree Africans reject being grouped in the monolithic term "Africa". That's a billion people. Cape Town / Nairobi / Lagos / Cairo are completely different places.
Any new sensors/hardware not on a typical smartphone?
Is the big advantage essentially a pervasive screen?
I ask because a common way to think of mobile app innovation is in terms of hardware advances:
Mobile Data: Blackberry Email
GPS: Maps, Local Services (Foursquare)
iPhone 4 Camera Upgrade: Instagram
The list goes on...