Not sure where you got the numbers but to buy a 1m condo in Toronto would require closer to 250k not 60k. And that isn’t taking into consideration the condo will also be up 8-10% next year.
Rolling daily budgets for incidental expenses. Any budgeting tool I've used has focused on Monthly budgets. I don't find this helpful for small things like lunches out, drinks with friends, etc. If I get a notice that I've hit my budget on the 20th of the month. I'm not going to just stop doing anything social for 10 days which makes the budget kind of useless. However, if I allocate $20 each day I'm much more likely to look at the app and decide what I'm going to spend based what I've accumulated and as long as I don't end the month negative I'll be on budget.
I would be interested to hear why you use Sendgrid and Klaviyo? Is that just legacy transaction emails or are there features you can't accomplish with one or the other?
Without knowing the exact product I would suggest tightening up who your target market is. Generally, a product that can be for any industry of any size makes it really hard to focus. Start with a specific subset and it will make your sales outreach a lot more targeted and keep you ultra focused. For example instead of it's aimed at "small, medium and enterprise clients in any industry" think "local service companies in the US with 30-75 employees". It sounds like you might not have that ideal target market nailed down yet. Good luck!
I agree this is a useful tactic when presenting if everyone is clear when to use it. However, I’ve seen the downside of this where a person answers the question then everyone else “yes, ands” until the answer is muddled or the team looks unprepared.
I always go with the rule of thumb that unless the person who answered is so far off base that it materially changes the outcome it’s often better letting the answer go and moving on to the next.