I agree with (2) but on (1), isn't that about the liquidity _of the bank_.
And when banks are illiquid like they were in 2008, the central bank creates liquidity through QE which isn't a bad thing unless you are questioning these banks' ability to repay the money they "borrowed" from the central bank.
Just guessing: now Meta is a holding company of various social media "companies" so it'll be a bit harder to make a case that one company has a monopoly on the internet social media advertising.
They can even list Instagram on the market selling maybe a 5% equity.
If this is true and the debacle had been happening for the last 40 days, writing a post recommending upwork is the last thing I would be doing.
Secondly, why wouldn't the author get hold of "Robin" and make him pay. The post doesn't even discuss him attempting to do it.