There is also the question of where to put Placozoa, they still might be the true sister group to all others. But these are so simple and little known that there might just not be enough data to know for sure. If we disregard Placozoa, I would also have bet on the sponge-sister scenario.
> Try2Check, one of the cybercrime underground’s most trusted services for checking the validity of stolen credit card data
I know nothing about carding, but how does it actually work? How is that website able to verify a card's validity, and why can't competitors easily build a similar service?
> The reason stores use credit payment networks in the West is because it’s better. We have cash transferring apps but we don’t use them for a reason.
In many (most?) European countries, debit cards and cash transfering apps are more common than credit-based payments. I have a credit card but I don't use it often (mostly for some online transactions, such as buying plane tickets), and many people only have a debit card.