I feel really bad for the children who seem to grow up in the backseat of some monstrous luxury SUV. I can't imagine it leads to the best types of citizens.
I've been "risking it" since my last job in 2009. I've had remarkably good health so it hasn't been much of an issue.
Even when I had great insurance and used it with all the correct providers and plans and centers there was still always some issue that would lead to insane bills for every minor visit. I've known two separate people who had good health insurance and skilled well paying jobs and they still got completely wiped out by medical bills and eventually decided to eliminate the six figures of debt by sticking a 12 gauge barrel in their mouth.
It's not really "insurance" if you're getting screwed with massive bills anyway. Call it something else, whatever label you choose the system seems to have stopped working.