If you apply for a loan, especially a mortgage, the lender could ask to see your outgoing cash flow statements. Which wouldn’t get into receipt-level detail, but could still potentially allow the lender to discriminate against you.
A person with habitual transactions at a casino or liquor store could be perceived as high risk and the lender could jack up the interest rate for that person. I have no clue if lenders _actually_ do this, but they could since they do ask for your outgoing transactions.
If my company decided all of a sudden to move from AWS to some other cloud (and nearly all of my experience as an engineer is with AWS), that’s a big headache for me and a lot of technology that I would have to re-learn. Or I could just go find another shop who is staying on AWS, and probably get a pay bump for myself too.
> Your time is better spent working on side projects, contributing to open source, writing a blog, etc. I.e. do real-world stuff
Just FYI that at some companies, collecting certificates is indeed real world stuff. Some companies use it for marketing (“we have the most certifications in the industry”) and some need to to satisfy vendor partner requirements (“AWS Premier Partners are required to have X number of certificates”). It doesn’t seem fair to penalize a candidate just because they did what their company asked for.