Why are you putting this "forced charity work" condition on it?
Someone who retires early has saved enough to live on their investments. That's no different from someone with a trust fund, but the difference is that they earned it.
Think of it this way; if you won the lottery tomorrow, would it be a better contribution to your community to keep working in order to pay taxes, or retire so that someone who needs your job to live and support their family can do it instead?
Why are you putting this "forced charity work" condition on it?
Someone who retires early has saved enough to live on their investments. That's no different from someone with a trust fund, but the difference is that they earned it.
Think of it this way; if you won the lottery tomorrow, would it be a better contribution to your community to keep working in order to pay taxes, or retire so that someone who needs your job to live and support their family can do it instead?