Genuinely curious, are you or were you lower class in America?
Sure, some people can benefit from remote work. But remote work is also not typically minimum wage. And to access those higher wage jobs, you’ll certainly need access to capital to invest in education.
Have you considered using an e-bike in the US? This could only be feasible in a minority of situations…
It sounds like a techie meme of what life could be, but is certainly not.
Seriously, if you're that brilliant you can develop some basic social skills. And from what I'm getting from this thread, we are talking fundamental thinking before you engage in a social interaction skills.
It's ok not to be great at everything, but it's not acceptable to be toxic on the basis of your other skills. At the very least, sometimes that means the genius team member needs to just shut up and choose their battles.
And the first step for many of these type of asshole genius types can be to talk less. Once they master choosing their battles, they can work on how they approach the battles they choose to take.
Companies have plenty of real debt, but still grow. Accumulation of tech debt might be a necessary cost much like servicing financial debt.
Now the question really is - what is the interest rate of your tech debt? And that's harder to know.