A grain cargo not properly stowed acts like a liquid in the holds due to the heeling motion of cargo shifting. Much like when you walk to your desk with a full mug of coffee. The cargo rapidly and unexpectedly shifts in the hold. Thats what brings the vessel down so quick. The issue of liquefaction is well known but what is sad is dry bulk trade is still the Wild West and something such as costs of hiring an outside Surveyer to sample the cargo prior to loading to see if cargo exceeds its total moisture limit - at which point cargo is more at risk-. will be a key point of negotiating (abt usd 5k ) it’s sad really. But think most owners would pay cost on their own acct, even if if the charterers don’t pay. unfortunately it’s all driven by market forces. The master has an insane amount of stress and due to that normally only work for 6 mo contracts before spending time on shore. They make decent wages, but true the typical ABle bodied seaman not making much, but what they make and the benefits they get from decent ship owners is a lot vs. what is back home. The worst thing is with COVID, crew could not get off the ships, with some being well past their contracts - like 15 mo. Because counties would not let them disembarke and customers would not allow in their contracts. Lots of green washing and nice “talk” but the Global supply chain has little room for worrying about the individual.