100%. Mostly wagies crunching through JIRA tickets and earning a comfy enough salary with strong opinions on how business works, having never done anything close to it.
That's right. Large majority of people on here (and especially reddit CS/programming subreddits) are employees and simply comfy in their corporate job.
It's not even that most won't start their own shop (which is perfectly do-able), it's also that they will actively attack even the mere notion of it.
And its usually using "isms" like "its hard to get clients", "its risky", "multiple clients mean multiple bosses" and "90% of businesses fail in the first 5 years" and other nonsense.
Edit: then the economy takes a turn, mass tech layoffs happen and it makes some people think.
I had the same question. It looks to me that you have to add API keys for data sources.
Although a lot of work no doubt has gone into this, it seems to me like a bit of a pointless project if someone then must source their own data from various (and varying in quality and price) APIs. As mentioned, the entire value of Bloomberg is the data. Its not an interface which almost anyone can create.