I'd use an website/app that supports my preferred data ingestion process -- periodically manually downloading my bank & credit transactions (supporting at least one of: csv, qif, and qfx), and allows me to define at least (account, category, description) tuples mapping transaction to buckets (ideally hierarchical).
(Ideally also a focus on viewing trends at various grains and easy drill down, as opposed to "don't buy any more smoothies for the next 11 days, but go ahead and rent more movies soon -- use it or lose it!".)
I see gnucash mentioned as an option for ingesting downloaded transactions. Any others?
I don't know what qualifies as not trying hard enough, but when I meet someone, I expect I'll be able to play back salient chunks of content (precise wording, intonation, clear visuals zoomed in or out) but I'm worried the couple times repeating the name in my head trying to focus on it will, predictably, not stick.
I generally am bad at recalling labels compared to 'content.'
Knowing I need a better system for remembering names, I suppose I should try harder to uncover one.
Speaking of USPS knowing what they're doing, their address normalization replaces our city name with the broader "Minneapolis," but multiple delivery services use that normalization without flowing the zip code through to directions lookup (whether a tech issue or driver retyping omission), which results in drivers calling us from another suburb 15 minutes away as the pizza goes cold.
I grew up in sheltered outer suburbs where it's hard for kids to get around on their own, and older kids turn to some nonproductive amusements -- was surprised to hear a friend tell me he liked (after dusk) freeing trailers to watch them roll into cars.