It's the regulations / limitations you are proposing that make it possible/likely that a monopoly will form. See Milton Friedman on this. There's basically no example of a monopoly forming outside of government regulation.
So they tax 8% higher than USA's highest tax state?
> affordable healthcare, education, and government-backed pensions
Affordable healthcare, education, and pensions are wonderful things and I want them as well. It's immoral to provide them through the federal government though, it should be done privately through the market.