Kudos (?) to the team. My guess is that they will want to roll out their own credit score system when paying by installments, rather than rely on Barclays as the credit broker as they currently do.
An interesting part of it is the low number of references from outside sites. Reddit is amazing for concentric closed tribes with occasional ripple-like effects in the main page from some niche subreddits. Is this the real hivemind of a big chunk of mankind?