No. If anything I’m understating the risk.
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Toot is a software tool. It does not provide accounting, tax, legal, audit, or financial advice, and nothing it produces is a substitute for a qualified accountant or tax adviser. You are responsible for checking Output before approving it or relying on it, and for any decision you make based on it. To the extent permitted by law, we are not responsible for outcomes arising from automated Output you approve without review.
Comparing this to a human book keeper is farcical.