I've done this with Cursor because I have similar issues with inconsistent allowance consumption there. I mostly use Claude models but I've had to disable Opus 4.6 because it just EATS tokens in it's thinking steps.
It's more similar to someone asking for a cardboard countertop - any contractor would be well within their rights to tell them it's a bad idea and would be negligent if they didn't.
It isn't about the price. The level of service and the quality of the product you get by pirating is simply better. Streaming services break up shows and have s1-3 on one platform, 4-5 on another, and the rest on another still. You'll "buy" a movie on amazon prime video only for them to remove it so you can't watch it anymore. Prime video, a service you have to pay for now has ad breaks while watching shows. Even just FINDING stuff to watch is a nightmare, Netflix is the same stuff over and over again in different random made up categories.
Frankly, I don't believe their claims that they don't degrade the models. I know we see models as less intelligent as we get used to them and their novelty wears off but I've had to entirely give up on Claude as a coding assistant because it seems to be incapable of following instructions anymore.
They need to focus on fixing reliability first. Their systems constantly go down and it appears they are having to quantise the models to keep up with demand, reducing intelligence significantly. New features like this feel pointless when the underlying model is becoming unusable.
It runs incredibly well, I ran GTA5 on my old Macbook Pro M1 with it and got a respectable 60FPS on max settings. The apple GPTK is really very impressive.