You have no idea what you’re talking about. Affirm has some of the lowest delinquency rates of any BNPL and targets consumers that are more likely to repay their loans. In addition, the consumer spending dependency is remarkably resilient in both upturns and downturns, of course to a certain point - if we’re in a complete economic collapse affirm is not the only stock that will crater.
You seem to be speaking from what you’ve heard through social media and sheer ignorance.
I answered your question, if you read my response fully.
Generally though, I find your line of inquiry fascinating. There are people out there actively protesting a particular issue because they genuinely care about it and the people affected. Meanwhile, you—presumably from the comfort of home—are criticizing them for not addressing other issues, all while doing nothing about ANY of these issues yourself. It reeks of apathy and malintent.
This is classic whataboutism. You don't have to criticize every single atrocity in the world in order to criticize one. I often find that people who take your stance don't care about any issues. They're simply weaponizing other problems to avoid engaging with the one they actually oppose.
There is also a key difference between the Palestine issue vs the others you listed. The fact that our country is deeply in bed with the country that is committing these crimes against humanity and actively funding it, along with the strange level of undue influence that country has on our government.
If your sole goal is to have a homelab that self-hosts services, I completely agree. I'm speaking for those who are interested in developing their skills and knowledge, and believe that building something with AI somehow does that.
I'll agree to disagree on it not being applicable. Having fundamental knowledge on topics like networking thru homelabbing have helped me develop my understanding from the ground up. It helps in ways that are not always obvious. But if your goal is purely to be better at your job at work, it is not the most efficient path.
I find LLMs remove all the fun for me. When I build my homelab, I want the satisfaction of knowing that I did it. And the learning gains that only come from doing it manually. I don't mind using an LLM to shortcut areas that are just pure pain with no reward, but I abstain from using it as much as possible. It gives you the illusion that you've accomplished something.
You seem to be speaking from what you’ve heard through social media and sheer ignorance.