yold__ · HackerTrans

11 months agodiscuss

In a nutshell, the defect that causes the guns to fire when holstered occurs when there is a small amount of pressure on the trigger. If the slide (top part of the gun) is wiggled / nudged, it will fire. Also, the gun can fire when dropped. Both these issues are mitigated by other manufacturers with a trigger safety and longer trigger pull.

yold__

last yeardiscuss

Semaglutide / GLP-1 compounding is not limited to just Hims. Lot's of pharmacies do it. The manufacturer (Novo Nordisk) charges 5x-10x for the exact same thing. The author calls the GLP-1s used in compounding "Chinese Knockoffs", but offers no evidence of quality control problems, and is instead relying on the reader's prejudices.

GLP-1 drugs may be a game-changer for obesity and diabetes, the same way that cholesterol (statin) drugs have greatly improved heart health. Hopefully reversing a long trend of increasing waistbands in developed / developing countries. Unfortunately, America will pay the highest price (including Medicare). I'm all for anything that makes them cheaper, including the many compounding pharmacies currently exploiting the loophole the author takes issue with.

yold__

2 years agodiscuss

No, this doesn't imply an "infinite amount of money", it's just a pricing model. You still need the parameters of the distribution (brownian motion / random walk), and these are unobservable. You can try to estimate them, but there is a lot of practical problems in doing so, primarily that volatility / variance isn't constant.

yold__

2 years agodiscuss

Your post is completely off-topic. The paper includes a great discussion about how the property insurance crisis in Florida dates back to Hurricane Andrew in the 90s, not a court decision in 2017. The issue raised in the paper isn't climate change, its weakly capitalized insurers and the conflict of interest created by one particular rating agency (Demotech), that is giving sketchy insurers clean bills of health that allow them to operate.

Tort reform in Florida is a bandaid. The state-run insurer is creating serious market distortions by undercharging for the risk, accumulating very large proportions of the state homeowners insurance policies (since no one else will), and then offloading the policies to undercapitalized insurers while looking the other way about their poor financial condition. When Citizen's claims are in excess of its reserves, the legislature steps in and taxes the rest of the state to cover the shortfall. I'm guessing when the other insurers become insolvent, the shortfall is offload to the state guarantee fund (possibly on the taxpayers dime). This is all covered in the paper.

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