Worldwide, all 200 countries wherever there is internet.
Regarding regulations we are studying two possible scenarios, comply with all or simply Uberize the model and let people sell money for a fee. For the former we need tons of money, attorneys and on/off ramps with the banking world. For the latter we only would be the messaging transport and people would buy and sell money informally, that's the long tail of the unbanked and informal merchants.
Paysapp, a worldwide payment system that allows you to send money as simple as texting a message like "pay 100 to George", available right now in Whatsapp, Telegram, Keybase, Matrix, Discord, Slack and Twitter, just add the Paysapp bot to your chats and type 'help' to start.
We're at a very early stage and looking for investors.
Regarding regulations we are studying two possible scenarios, comply with all or simply Uberize the model and let people sell money for a fee. For the former we need tons of money, attorneys and on/off ramps with the banking world. For the latter we only would be the messaging transport and people would buy and sell money informally, that's the long tail of the unbanked and informal merchants.