> People like to save 3 cents on their monthly internet bill
It's rarely 0.03 though in my experience. More like 10 a month or even more between the cheap options with bad support and the better ones. Even if you have one issue every year (sounds high to me), that's over a hundred per support phone call. Makes you think twice about the trade-offs.
I agree, but it's also a lot easier to promise a silver bullet to everything than to propose improvements to the actual, hard problems.
Yes infrastructure are strained, but it's not like nothing is being done. It's just that it take decades, and will be too little, too late.
Same thing with housing. Every one is saying we need to make the procedures more efficient, but when it comes time to actually makes changes, there's no consensus to drop anything.
They could have done better, but it would have been very easy to make nothing but empty promises. I prefer they didn't.
Although I thought weird that SVP brought the "we will need to increase retirement age" themselves. It's actually pretty likely, but sounds like a massive own goal so close to the vote given how unpopular it is.
As a non American, I have to admit a lot of things sounds very weird to me, especially on the "mortgage loan fees" part.
In particular, the title part sounds horrible (and expensive). As far as I know, over here it's all handled by the state, no insurance required. I don't know if it's because of different laws regarding future claims (the registry is the truth, too late to change it?) or just better records?
Same with tax/insurance escrow, you just pay directly as it comes, but since we have essentially no property taxes, it's probably not required?
On the other hand, here mortgages only have a closing fee (and quite often even none at all, with all the small fees being invisible and rolled into the margin), so that transparency is welcome.
Yes, it will take effect in 2028. Although that's unfortunate, it was a good tax to equalise tax treatment of owners vs renters.
The Swiss market is also different in many ways: no capital gains taxes except on real estate, which really shifts the invest against house appreciation towards renting.
> Basically farmers and the upper quartile of income earners are the majority of owners.
I'm not certain the second part is very true. Of course, given how prices are you need to be rich to buy, but I think the bias is a lot more towards age than income: those that own are overwhelmingly those that bought a long time ago or inherited.
Finally, rent control results in some crazy price to rent ratios in the big cities: Zürich is around 35. But as usual with rent control, it's if you can find the right place.
The poll is by Tamedia, a reliable polling company (as much as any polling company can be). It has been widely cited in others media, including the public one.
There is significant support for the initiative. Initiatives tend to lose steam as time go by, so it might not be enough in the end, but like Brexit, don't underestimate it.
I doubt someone manually went and flagged all the accounts as invalid suddenly or whatever and that was their goal.
By a bug I mean some kind of automated action that did not produce the expected outcome.
Also because, at least on our side, the account was in an inconsistent state: we were correctly enrolled/validated, but could not access the signing interface.
Apparently it's quite widespread, so I would assume a bug on their side. That's what support seemed to imply at least. We're still blocked at my company for one month+ now.
If I remember correctly, in all the recent cases it was picked up by automated scanning tools in a few hours, not because someone updated the dependency, checked the code and found the issue.
So it looks like even if no one actually updates, the vast majority of the cases will be caught by automated tools. You just need to give them a bit of time.
Usually the luxury part is not the price of the car, it's the associated costs, especially parking. Coupled to the fact that you don't actually need the car (and it's probably a hassle for day to day life, so you only use it for the rare out of town trips).
From experience with Microsoft (paid) support (after doing 5 tickets because it's never the right team and apparently moving tickets internally is for losers), they will ask for proof of the reproduction. And they will take every opportunity to shift the blame ("Oh I can see in the log you're running an antivirus, open a ticket with them. Closed").
I haven't tried it, but someone at work suggested using voice input for this because it's so much easier to add details and constraints. I can certainly believe it, but I hate voice interfaces, especially if I'm in an open space setting.
You don't even have to be as organised as in the example, LLMs are pretty good at making something out of ramblings.
I agree it's best if working in isolation, but if you need to synchronise then estimations make sense.
If you need 3 months to implement something, and another team 1 week, and both need to be ready at the same time; then if you actually know those estimations the second team can wait until then and do something immediately useful in between.
> you break it up into a small investigation story for this sprint, then decide for the next sprint whether it's worth doing
That's just too slow for business in my experience though. Rightly or wrongly, they want it now, not in a couple of sprints.
So what we do is we put both the investigation and the implementation in the same sprint, use the top of the range for the implementation, and re-evaluate things mid-sprint once the investigation is done.
Of course this messes up predictability and agile people don't like it, but they don't have better ideas either on how to handle it.
Not sure if we're not enough agile or too agile for scrum.
Not at all, it has one of the lowest rate in Europe along with the UK. It's very hard to get the building permit required to install one.
Portable AC has had a boom those past few years though (because it doesn't require a permit).
Anecdotally, my gym had a "challenge" some times back where the goal was to achieve the max total volume in one set without pause.
I tried various combos of weight* reps, and in the end the optimum was somewhere in the middle because no matter how light the weight there was a limit for me at about ~150 reps.
In my case, the curve would be: total volume increases quickly initially at you go from max weight/1 rep to something like 20/30 reps, then something of a plateau as things equalise, then it goes down again as you reach the max reps threshold.
It's rarely 0.03 though in my experience. More like 10 a month or even more between the cheap options with bad support and the better ones. Even if you have one issue every year (sounds high to me), that's over a hundred per support phone call. Makes you think twice about the trade-offs.