I disagree. I think it's about pivot time, not having a warmed up stable of skilled workers just in case. Nature never optimizes for that and it shouldn't. We should lazy-load that skillset if and when it's necessary. We have writing to carry knowledge forward. Also, video and other media. People are smart and I'm sure a large cohort could be assembled with the right amount of money in fairly short order. As long as that's cheaper than keeping a battalion ready just in case, then I'd argue it's the "correct" way to approach it.
Cash back? Attention is finite and I don't want a payment processor forcing me to pay a fee so I can turn around and try and earn it back. How about lower the fee and let me keep that 1%?? Then I can earn interest on it for the month, not them. And then I don't have to read additional terms and conditions, use it or lose it, book travel through their marked up garbage store, etc. It's insane to me that you'd defend cash back as some kind of advantage to consumers when it's anything but. It's a crappy product that you can choose to avoid but I want the up front transaction fee reduced by the same amount.
To really reach another level of intelligence I think these are required. If I met a humanoid with zero of these, and I mean zero... I would wonder what's "intelligent" about that creature.
I'd argue these come from our basic human needs, which ultimately come from a desire to survive (or pass on genes).
I'm curious how general AI will behave with some yet unknown natural selection pressures, of sorts.