>2. One of the things that supposedly impacts African American families is the loss of father's to incarceration, so even if you pump in education and money, you've got a family life missing a second parent and the negative outcomes associated with that.
There's nothing "supposedly" about it; of course an absent father has an impact. And you're right, money isn't going to fix a cultural problem.
On the one hand, yes. On the other hand, if it's truly his child, why would his wife be opposed to verifying that? Not to mention that it can likely be done without her knowledge.