I’m not entirely unsympathetic to this line of thinking but “dessert with every meal” as an example of late capitalist degeneracy seems cartoonishly austere.
The PS Vita is an apt point of comparison - a beautiful piece of hardware that performed fantastically (and in my opinion much more impressive for its time than the steam deck) - that is considered to have been a complete failure.
Steve Jobs in a university lecture in 1991 (iirc) articulated the vision among him and his industry contemporaries of consumers using thin clients accessing data from the cloud, a reality that took two decades to really come to fruition and that had to wait for infrastructure to catch up - the point being that while some people didn’t see the value of the internet, people in the know were able to simply and quickly articulate beneficial use cases.
What problem is solved via a public tamper resistant ledger outside of the hypothetical? I routinely make purchases outside of a public tamper resistant ledger without issue.
I’d argue that what you’ve stated is just the mechanism by which decentralisation is achieved (you haven’t identified any additional benefits).