I have an RTX 4060 12gb vram. Qwen3.6 35b. I stopped paying for Github Copilot. But I wouldn't say I replaced frontier models with a local one. I still have some dollars in my openrouter when I need to. Also to get interactive agentic coding speeds I need a high tps. So my quant is very small. And I would say a coding harness that is fully extensible is a must to create fully custom workflows tailored for low specs. I use pi (not perfect, still found some hard coded, non-extensible parts)