Disagree with this. You can acquire skills using Google. You can build a curriculum and a path by Googling on a domain you don't know a fuck about. It can give you a head start. I learnt Mathematics in same way. Being able to find Dr Keith Delvin was Godsend.
I disagree with your transparency point. I see that a lot of Layer 2 solutions like Lighting started which basically can make it nontransparent like Monero.
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