I've had something like this in my mind for quite a while now! I know what the situation is like because I've first-hand knowledge of all the trials and tribulations farmers in India go through when it comes to selling their produce. Already, irregular rainfall makes their lives miserable!
Most Indians don't want credit cards because they don't want to fall prey to them. Those who have them use them only when it's absolutely necessary. They buy what they need and pay by cash. Credit cards are addictive.
In a Slashdot interview in 2004, in response to the question:
... have you embraced the new UNIX based MacOS X as the OS you want to use when you "Just want to go to Disneyland"?
he replied:
I embraced OS X as soon as it was available and have never looked back. So a lot of In the Beginning...was the Command Line is now obsolete. I keep meaning to update it, but if I'm honest with myself, I have to say this is unlikely.
I used Windows for a little over a decade, then I discarded it one day when I suddenly realized that the proprietary OS actually never taught me anything about computers. Those precious 10 years went to waste. I'm ashamed to say that I couldn't discover Linux until about 5 years ago.
Above all, what matters is your true grit. There're MIT's in India, too. A renowned aerospace scientist, former President of India Dr. A.P.J. Abdul Kalam was an alumnus of Madras Institute of Technology (MIT). The current CEO of Microsoft Satya Nadella got his engineering degree from Manipal Institute of Technology (MIT). Think about the autodidacts listed at:
I agree with your points. I do not think even most users would want a link to take them away from the page they are on. I am wondering why links on HN let go of its visitors!