Interestingly, lesser cylinders is spreading up the range of BMW (and other marques) and no longer an indicator of a cheap model. The 2017 330i is equipped with a 2.0-liter turbocharged four-cylinder...
There are many UK car dealers that will sell you a 7 day insurance certificate to 'drive away today'. This is quite convenient usually as it allows them to tax the car as well for you, so it becomes road legal.
I never take a loan to buy a car or motorcycle, but I have written off a few vehicles (all my fault, and none involving other people. One amusing-in-distant-hindsight-only case was when I spilled paint all over the interior of a car, written off by the insurance company as beyond economic repair).
In each case I only got the value of that vehicle as per the lowest price the insurance adjustor could find, taking the mileage and age into account. That was never enough to buy something of equal value to me, and I assume totally inadequate to pay off the outstanding loan amount.
The term 'dark fiber' is also used as a product to be bought from a network company, which the customer (in this case bloomberg) then lights up themselves.