SQLModel is supposed to be the best of both Pydantic and SQLAlchemy, but by design
an SQLModel entity backed by a database table doesn't validate its fields on creation, which is the point of Pydantic.
Repository pattern is useful if you really feel like you're going to need to switch out your database layer for something else at some point in the future, but I've literally never seen this happen in my career ever. Otherwise, it's just duplicate code you have to write.
It's quite cold a lot of the time in Northern Europe, and people who are cycling to commute there often really aren't going very fast so won't sweat much.
You can also get "moisture wicking" clothes, that might help with a certain amount of sweat.
There is quite a lot of e-bike use in Amsterdam and Copenhagen. Google "bakfiets" - it's a whole "suburban parents with a family size e-bike" cliche (but a good one!).