Nothing is 100%. I've always questioned using the cloud without encryption. I use the services like offsite backups.
The bottom line is that it is your data and your responsibility to ensure your work is backed up and recoverable.
Really for how long Google has operated drive, it has as good a record as one could ask for. Stuff happens, Murphy's law and stuff.
I am a smoker. I wouldn't advise this. Before you get any stimulant effects. Which are minimal. You get very sick at first. By the time you have enough tolerance you are addicted physically. Some can quit easy but it can be a slippery slope. It's too risky as you don't know how hard it is to quit for you in advance.
I've tried off and on to quit for 20 years at least. Don't do it, it's a lot of work to get past the sickness. If I weren't young and ignorant, I'd have never started.
Nope. They just bill us huge amounts to rule money. They are not a function of government. They are a for profit organization with zero loyalties to the US. When the well dries here, they just move on.
The Fed isn't "another" part of government. It's owned privately. That is really the main issue. It functions to make its members rich, anything positive is kinda less benefit than if it were truly part of the government.
You might be thinking of the treasury.