What if it starts by handling the boring tasks but ends up taking over the work you actually enjoy?
The "let AI do the boring bits" pitch sounds appealing—because it's easier to accept. But let's be real: the goal isn't just the dull stuff. It's everything.
It's surprising how many still think AI is harmless. Sigh...
The difference I see is that in Europe, at least where I live, at the end of the month the bank will charge your bank account with the full amount of whatever is the balance of your credit card.
If you have no money you will go into overdraft and that’s about it, you basically have a problem and the bank will keep nagging about that overdraft if you don’t have an agreement.
The goal is to use the “credit” of the credit card for 30 days as a convenience. The implicit expectation is that it will be paid in full at the end of the month.
In countries like US and South America (e.g.) many people see credit card as free money (that they don’t have), so when the end of the month comes they simply don’t have the money to pay the balance or pay very little of it. The consequence is what we all know: high interest on the balance which keeps snowballing.
I know in south america banks even have interface for payment in instalments etc. Here in Europe, at least my bank they don’t have have such feature, I guess it’s just not meant to be used and abused they way it happens in other places.
That’s the trajectory. Let’s stay sharp.