They've built one of the most successful products in the last decade. It has significantly changed jobs like software engineering in the span of 9 months.
Before Stripe and Braintree, requiring a reserve was common for a lot of merchant accounts to manage risk for new companies with no history. Sometimes they'd require an up-front reserve payment or accrual reserve (like 10% until desired reserve was met). The most reasonable is a rolling reserve (like Stripe is doing) where they hold the money a bit longer in case of chargebacks or other issues.
To provide a convenience to customers that didn't bring a reusable bag and don't want to spend a few bucks on a bag they'll never use again and has an environmental impact 1-2 orders of magnitude worse than a single use paper or plastic bag.
I called Comcast and had 2 options. Pay $50/month for unlimited or pay $25/mo for unlimited, but I would have to forgo using my own modem/router and use theirs. Decided to just pay the $50, but we'll see what happens. I could see them increasing the cap or forgiving overages for a few months.
You're absolutely right. Background checks for employment purposes are covered under FCRA (Fair Credit Reporting Act) and a myriad of other laws at various levels. Complying with these laws is not trivial, but the onus is on the employer to handle compliance if they are using data sources like this.
I work at a background check startup that puts a focus on fairness and compliance.
Thanks for explaining this more eloquently than I was able to. I did a poor job of highlighting that I was mostly referring to to these out-patient drugs.
For example there is a drug you can take before chemo that reduces the side effects, it costs a lot, wasn't covered by the province and isn't free with private insurance. It can make a terrible experience a little more tolerable.
Perhaps my error was in saying that the specific conditions that the OP listed would result in financial ruin.
My experience is anecdotal from close relatives in Alberta having severe diseases early in life. Their drugs and "required care" was expensive and not entirely covered by their private insurance. Their private insurance had caps (annual and/or lifetime), and after, their medical history made it difficult or impossible to get private insurance with adequate coverage.
The bills were significant, but maybe each province has programs to cover the difference for those that cannot afford the bills?
As far as I understand — without private insurance in Canada, somebody with few resources in Canada is at risk of financial ruin from any of the health conditions you mentioned. For older Canadians, a pre-existing condition may not be covered, which means a serious condition could rack up significant medical bills.
Edit: I should have specifically said that I'm talking about expensive prescription drugs and required ancillary care that is not paid for by the province. Also, each province is different. Ex: cancertaintyforall.ca
I had wondered why most recent Ruby releases were on Christmas Day and recently found out why. The Ruby creator Matz is religious (LDS), and he considers it a Christmas gift to the community. I thought that was really cool.
> The company said Monday that “a small percentage of roles may move from San Francisco to Westlake over time, either through relocation or attrition. The vast majority of San Francisco-based roles, however, are not anticipated to be impacted by this decision. Schwab expects to continue hiring in San Francisco and retain a sizable corporate footprint in the city.”
Doesn't sound like they are leaving San Francisco, just building a new office in Texas (suburb north of Fort Worth).
Checkr (YC S14) | San Francisco / Denver | ONSITE | Senior Software Engineers
For the unfamiliar, Checkr's a 5 year old company, redefining the way background checks are run today and how they influence the job market of the future. From the YC S14 class to raising a $160 million Series D last month to the profitable, fast-growing company we are today, it's been quite the ride.
A little about our stack: Ruby/Sinatra/Rails/gRPC, MySQL, Postgres, Mongo, and Kafka for queueing. React frontends, growing Golang and Python microservices, Kubernetes and Docker for deploying.
Checkr (YC S14) | San Francisco, CA | ONSITE | Senior Software Engineers
For the unfamiliar, Checkr's a 5 year old company, redefining the way background checks are run today and how they influence the job market of the future. From the YC S14 class to raising a $100 million Series C in April 2018 to the profitable, fast-growing company we are today, it's been quite the ride.
A little about our stack: Ruby/Sinatra/Rails, MySQL and Mongo, RabbitMQ and Kafka for queueing, React frontends, growing Golang and Python microservices, Kubernetes and Docker for deploying, Presto for our data warehouse, moving to gRPC for service communication.
Checkr (YC S14) | San Francisco, CA | ONSITE | Senior Software Engineers
For the unfamiliar, Checkr's a four year old company, redefining the way background checks are run today and how they influence the job market of the future. From the YC S14 class to raising a $100 million Series C in April 2018 to the profitable, fast-growing company we are today, it's been quite the ride.
A little about our stack: Ruby/Sinatra/Rails, MySQL and Mongo, RabbitMQ and Kafka for queueing, React frontends, growing Golang and Python microservices, Kubernetes and Docker for deploying, Presto for our data warehouse, moving to gRPC for service communication.
Checkr (YC S14) | San Francisco, CA | ONSITE | Senior Software Engineers
For the unfamiliar, Checkr's a four year old company, redefining the way background checks are run today and how they influence the job market of the future. From the YC S14 class to raising a $100 million Series C in April 2018 to the profitable, fast-growing company we are today, it's been quite the ride.
A little about our stack: Ruby/Sinatra/Rails, MySQL and Mongo, RabbitMQ and Kafka for queueing, React frontends, growing Golang and Python microservices, Kubernetes and Docker for deploying, Presto for our data warehouse, moving to gRPC for service communication.