I used to use the Sawfish window manager ... before it fell out of maintenance, oh and before I switched to DEs with the window manager bolted on.
The thing I miss the most from Sawfish is that it let me resize any window. There are a lot of fixed-sized modal dialogs with scrollbars that wouldn't need them if they were taller, and there's a lot of room on my portrait monitor!
Compare https://whathemortgage.com/ ← similar, for Dutch mortgages. It supports both annuity and linear interest structures. Also open source which might help you!
I am in your target audience! I can live from payday to payday on any salary. My only savings are mandatory pensions and my only asset is home equity.
It's not recklessness or stress avoidance. I would not have to work anymore if I had ever taken it seriously. Many people have sat me down and explained budgets and expense tracking to me. Now I download my transactions and categorize them every month, and I look at spending trends... but this information does not influence my behavior.
I have essential workflows using x2x, xev, and xdotool. Apparently this kind of stuff is contrary to Wayland's security model, so I'm stuck on Xorg, and I'm ok with that.
It's a great feature! I have used it in training sessions by giving each student their own login on my laptop, with the ssh shell restricted to 'screen -x <specific user's window>' - the only window that user could use based on screen's ACLs. Then during exercises I (as the owner of the screen) could switch to each student's screen on the projector so the class could see what they had done.
Not surprised to hear it's full of security holes. :)
YMMV - I've never had any luck with Ethernet-over-power boxes, but it's very dependent on the quality and topology of house wiring.
Fibre to the home, on the other hand ... super amazing. Rock solid 1Gb full duplex (and for busy torrents I actually hit 120Mb/s!) ... but it's all about the latency: I have (according to mtr) <85ms with StdDev<1 from home in .NL to OVH in .QC.CA.
There isn't any scientific explanation for "incarnation", let alone "reincarnation". There is still no explanation for how a chemical reaction controlled by persuasive spirals results in "experience", is there?
Anyways: I accept Kant's argument for the evaluation of philosophical maxims ...
https://en.wikipedia.org/wiki/Categorical_imperative
"Act only according to that maxim whereby you can, at the same time, will that it should become a universal law."
... and it seems that one can adopt any maxim as guidance for one's behaviour, so I choose to take as a maxim:
There is only one "subject" of reality, and that subject seems to be experiencing itself via this particular meatsack known as "me". Anything "I" can do to improve that experience via another meatsack known as "somebody else" is worth doing, because it is the very same "subject" experiencing that act. "Karma" means "action", because any action taken is experienced through another be-ing.
The truth of this is irrelevant, in the "will that it should become a universal law" sense: if everyone acted in this way, seeing each and every being as another aspect of their self, then we surely would all have fewer problems. That's how the categorial imperative applies.
To resort to argument by authority, there's always this:
"The cosmos is within us. We are made of star-stuff. We are a way for the universe to know itself." — Carl Sagan
I don't always (or even most of the time) follow this, because I'm not sure that the "universal law" makes sense when surrounded by self-centred automatons, so I resort to an even higher authority, Douglas Adams:
Slartibartfast: Perhaps I'm old and tired, but I think that the chances of finding out what's actually going on are so absurdly remote that the only thing to do is to say, "Hang the sense of it," and keep yourself busy. I'd much rather be happy than right any day.
Arthur Dent: And are you?
Slartibartfast: Ah, no. Well, that's where it all falls down, of course.
The fact that our awkwardly exploitative synthetic systems depend on elegantly balanced natural systems which are now inexorably collapsing renders this otherwise-interesting discussion entirely moot.
Get your UUCP maps up to date -- you'll be communicating through USB sticks transported by pirates before you know it.