Let's Encrypt is operating normally. If you're having trouble, please post the details on the community forum so that folks can help you out. There is external monitoring in place.
The banner's colour is based on the "Incident Status;" it's green because services are currently operational. It would be yellow or red if the impact were more severe.
No. Absolutely not. The vast majority of such "debt relief" or "debt settlement" offerings are scams, including several of the ones this article promotes. If you're looking at a debt relief plan, you should only consult a licensed non-profit that's a member of a credible organization like the Financial Counseling Association of America or the National Foundation for Credit Counseling.
This is, in turn, making the world of comment and forum spam much worse. Site operators could tag all user-submitted links as "nofollow," making their sites useless for SEO spammers. But spammers have learned that most LLM content scraper bots don't care about "nofollow," so they're back to spamming everywhere.