You DON’T have to trust any company or government for passwordless authentication.
Don’t want to use your phone? Use a hardware key instead. Don’t want to use a hardware key? Use an open source solution like Bitwarden (and it’s not the only one).
At this point, you’re just making shit up about something you don’t understand.
Looking at bank security is probably the saddest landscape around.
Most will ask you for a PIN at maximum and then tell you it's not possible to have stronger authentication because of "safety".
I wish there was stronger laws forcing banks to adopt stuff like that.
Hey!
For the NFC thing, I tried with and without a case and seems the issue remains the same (maybe just a hardware failure).
I must say I had more chances with NFC on my USB-C key thought it's still a bit jittery.
On the other hand, the Yubikey's NFC works perfectly, even with the case.
Also I didn't knew about Thetis, I'm gonna look into those.