Since when is Chime a bank since their customer service repeatedly told me in no uncertain terms that they are a "spending account" and absolutely not a bank.
Yep, that's how they do it in here Vegas. Datacenter water use isn't the problem, the state law mandating 15% of electricity must be bought from the privately owned state utility monopoly is.
The problem with the article cited as the source is that it's unclear as to how many are former public servants or serving ones. Of course, Peers hold their seat in the Lords by virtue of appointment and title, and unless they quit, the implication is that at least some of these are basically side gigs and hence, not a revolving door (that would be how regulatory capture happens in the US and the mere fact that one can straight up a member of the Upper House, however broadly powerless it nowadays, is frankly, asking for the appearance of impropriety). Also 18 people still work there and the PR firm might have screwed up by making a statement that needlessly bring up the question of whether those who no longer work for companies and the veterans mentioned overlap in part or whole. The list of names don't add up to to 30, but 26.
But it'd be really helpful if this obvious moral hazard is explicitly enumerated in the law somehow. Look, the Commons runs the country, and the PM can't violate the constitution (not that there is one and I don't think it's a coincidence that countries have tended to write theirs down, apologies of Bagehot). Why does the Lords still exist when they are basically a rump branch anyway? If the lower house can simply legislate every aspect of it, it's a liability and not that great of a look from afar, whether some sort of influence peddling actually occurred or not. In the US the standard is appearance of impropriety in addition to actual bias and conflict of interest (as in, more than appearance) because this kind of relationship erodes public trust. At some point, it can't be worth the potential PR problem to keep around a rump branch of the government. There's almost 1000 years worth of sunk cost so gotta know when to let go. Are the OBEs and CBEs and all that honours list stuff not good enough? I'm with David Bowie on this one.
It's symbolic since these cases broadly speaking need to be adjudicated in federal court for the most part and the federal law doesn't mention any immunities, it's a court-created doctrine. But neither the court nor congress thinks it's urgent enough of an issue, the last time a bill had support it ended up with around 70 cosponsors and it adds nothing but affirms that the law is applied as written and didn't get a vote, during the short period of tri-partisanship in 2020, because nbd it only accounts for 3-4 billion dollars of money that is taken from those who aren't able to be charged with any crime and redistributed to cops around the country in a sort of slush fund fashion, chump change if you consider how much debt we're running for... god knows what at this point. When you speak in trillions and can simply handwave that sort of deficit away, a few billion eventually sounds trivial, I'm guessing.
Back in 2019 the police in Fresno stole a bunch of rare coins during a search of a house where the warrant did not cover anything like said coins, valued at $125,000, by reporting that they seized $50,000 when they actually took twice that much in cash and the coins. The 9th Circuit ended up deciding that while it was obviously morally wrong, qualified immunity applied because there's clearly established case law that stealing property that was specifically targeted for a search does violate the Constitution, because there's no analogous case regarding property stolen by police that the police did not know was there and are not covered by the warrant, there's no clearly established violation of the 4th Amendment even though it is literally an unlawful seizure of property. Supreme Court denied cert, allowing the decision to stand. I wish I was joking.
eBay currently allows (or at least tolerates) sales of items not in the possession of the seller and are effectively lottery tickets. Lotteries are illegal in my state (NV) but eBay does not restrict me from bidding. That's low hanging fruit right there.
It's not great for sellers either. I was banned during the time period before the Paypal divestment for having the galls to subpoena a nonpaying buyer's records. They take a cut from both sides. Sotheby's takes 10.5% (I think). eBay takes twice that for something comparable in value.
Yes, so much so that cards that were sold at retail in 2024 after grading sold went from around $100 in cost to well over $1000 in 18 months, and this was me making the market. The prices have since 2.5x-ed on the same card (2024 Topps Chrome Sapphire Base #500 PSA 10). It's correcting a little, but a 10x rise on a card that is effectively not considered limited edition and most had placed in storage suddenly 10x and then 2.5x is quite rare, especially since it's a new card.
These are just public sales. Private deals are done with agents on both sides routinely and without any reportage. There's an element of gambling to most transactions but on the origination side, mostly because Topps, who owns licenses to the major sports leagues, are neither timely nor accurate in posting pack configuration odds, and seems to somehow have nobody competent enough to properly ensure that the same cards don't all get clustered in the same box. On multiple occasions I've bought cases where 3 out of 10 cards of a player were pulled, and multiple 2/10s. The checklist is only 100 cards. The case had 384 cards total. It's downright negligent, but screw the consumers, right? Thanks, Lina Khan, for making it all happen.
There's money to be made but it's a lot of dumb money mixed in with some very sharp acquisitions. Who knows how it'll play out. The market is inefficient largely because USPS is effectively a crapshoot in a time-sensitive market. The likes of Courtyard.io have only partially caught on, and ArenaClub, their competitor, ran for 2 years where a bookmarkelet allowed the user to turn what was supposed to be a random draw into a completely predictable purchase at way below market. Upon reporting, they just added a line in their ToS that put users in theory on notice. They did not fix the bug. They don't even have a SECURITY.md. The company served so much unnecessary data on their API that I now have Steve Nash's personal cell number, among others, before they designed their front page.
There's a gold rush going on but this really should be a hedge. At some point the market correction will screw over a ton of people.
Just because it's not openly shared does not mean that there aren't large databases of everything from working refresh keys to entire profiles indexed out there for the large services. Most data leaks and breaches don't get reported, or acknowledged, or are downplayed in their potential effect (but weirdly, also given more weight than they deserve since it becomes pointless to have so much data that doesn't add anything new to, say, a profile of a person)
HIPAA doesn't have a private cause of action so if a violation happens, it's a wealth transfer to the government, it doesn't mean anything to you or any individual.
And most companies can simply price it in as cost of doing business at this point.
Except Chinese hegemony is illusory beyond what it considers its immediate sphere of influence which also means it really cannot project force in any way but economically. It can barely take care of business at home. It's puzzling to many as to why America sees China as somehow equal in threat and in capability since in reality neither is remotely true. China doesn't even have a policy that is truly expansionary since Taiwan is an irredentist claim. Its armed forces have not seen combat since 1979 and that was largely a ground war. Without connections or having acquired one previously it's becoming difficult to obtain a passport to leave, although, it's also not all that easy to find a place for you to settle as a Chinese citizen without some sort of skills that allow you to pretend like society under you is unstable.
HAHAHAHAHA my goodness. You actually believe that?
Everyone in China is constantly violating laws, the difference is that black letter law is essentially meaningless and the country is run by an administrative state that is controlled by the party.
You can't really get things done without breaking the law. China doesn't properly tabulate, and therefore cannot release, anything like accurate crime data. But the crime rate is certainly higher since it's pretty much impossible to even go online and do just about anything without breaking some law. What is written is so vague and nearly any conduct can fall under it.
The ambiguity doesn't make the country safer, they just have a media hegemony and active censorship. Healthcare is woeful and "cheap" comes with "quotas on patients seen" meaning that doctors frequently have 1-2 minutes to see patients and one can become an MD much earlier than one can in the US. And since the perception is that no food is really 100% safe, it's more acquiescence, and not confidence, that people show.
Hell, you having the option of choosing to opt into vaccines is even an improvement. In China you are stuck with the state prescribed schedule and that's it. Unless you're extremely wealthy, but then again, where is that not an exception?
Eh private prosecutions and third party standing are generally disfavored to such an extent that sure, attention-whoring legislators will propose it, but whether it even passes constitutional muster on the state level is an open question, and open in every state.
I'm sure that it's real nice to have the lack of IPs be a problem that only tangentially affect one's daily experience but try speaking to someone who lives in a jurisdiction that is de facto independent but because of a frozen conflict or some sort of political dispute that predates their birth can neither be assigned a TLD nor be a member of an RIR. There's a giant first mover advantage and the system devised to dish out IPv4 subnets is essentially a cartel. The secondary markets is the rational economic response in the face of a market that is monopolistic, poorly designed, and acts as an absolute gatekeeper to something that's fundamental to life in modern times.
The fact is that just because states and police really wish that 1 IP = 1 person but in reality that's hardly true. Residential and non-residential IPs are not really different. The resource is misallocated and what else does anyone expect? If investigations into actual criminal activity is solely based on IP addresses then it has always been one that is done incompetently. Sorry that the heuristic most convenient to the state isn't actually that great for what the state appropriated it to do. Whose fault is that? IP Geolocation is a massive backdoor whose purported efficacy has been used for geofencing warrants that basically make a mockery out of probable cause. It is also used for no good reason to help authoritarian nations and in the name of jingoism ends up inconveniencing people at the very least. My father spends 3-5 months out of the year in China and while there, he can't access his mortgage company and can't call them, can't renew his vehicle registration, can't check his gmail, and can't even purchase, but can nevertheless run, Turbotax. He's American, and there are hundreds of thousands of Americans overseas that find themselves in this awkward spot because of overreliance on one bad heuristic. So I have to pay his mortgage until he returns, every year for months, and also essentially while imitating him take care of a bunch of quotidian things that he can certainly do himself but since it's hard to teach a 65 year old man how to hop the GFW reliably, I have to go through this rigamarole. Imagine if I didn't have some cash set aside, or that I haven't paid for my own dwelling already. It certainly doesn't stop state actors from attacking when they want, but it sure makes it easy to pretend like you did something meaningful while in reality all you've done is inconvenienced your own customers. The system is broken, lamenting that fact isn't a good look.
Except even as the press release states right off the bat, Fentanyl is efficacious, cost-efficient, and can be made widely available in areas like the global south without extensive pharmaceutical production infrastructure in place. The overdose crisis is in fact not really something that came out of the drug itself, just as the prevalence of Oxycodone before the enforced policy change shifted the usage patterns into a far more dangerous direction in heroin and tar and then, adulterated versions with fentanyl. People who are prescribed fentanyl for pain are not dying in droves. If you've had surgery, you may have been given fentanyl. If you're reading this, you, like most people, survived it just fine.
The crisis is one created by policy and cannot be eliminated on the pharmaceutical end. This isn't a case of methanol being sold as ethanol or SSRIs having less than ideal efficacy rates while causing widespread sexual dysfunction at a rate much higher than originally thought, or Zolpidem leading to over a hundred observational notes published in medical journals describing dangerous activity performed even on small doses followed by anterograde amnesia that certainly is a real thing that is also potentially dangerous, but incredibly difficult to study. Those effects are happening when the medication is taken as prescribed Do people take those without prescriptions? Of course, but one assumes the risk, and also, anyone ever seen a Zoloft pill mill?
Fentanyl had been diverted in small quantities onto black market supply chains for as long as it has been available. You can absolutely get an Actiq Pop in 2006 if you really wanted it, and the thing is a lollipop for crying out loud. It didn't cause widespread overdoses, it didn't even cause any significant black market demand. It was at best a curiosity. It's hard to quantify a subjective experience, but generally it was regarded as "not fun" anecdotally. Heroin is fun. Hydromorphone is even more fun but the best ROA leaves you with a 5-10 minute high at best and takes about that much time to prep. Oxycodone was fun but since the DEA made sure that it was as difficult to obtain as possible all of a sudden and what was available was spiked with enough APAP so that your liver might give out before you overdosed, well, what does cutting off the supply but leaving the demand in place do? The crisis as we know it today was inevitable in some form. It's created by policy, which is not set by scientists, and in fact when hydrocodone/APAP was rescheduled for Schedule II a specific reply to patient access concerns was "we don't take that into account", according to the DEA. Thanks for the candor, sadly we've gotten very little of it in the years since.
But of course, even on the black market, people overdose in a manner that is to a degree predictable. Long term users with steady supplies - say, everyone who's on a benzodiazepine long term - aren't overdosing regularly (yes, the LD50 of benzodiazepines generally makes overdosing on it alone very difficult if not impossible, but kicking it cold turkey does actually cause deaths from seizures and when mixed with another depressant like alcohol it becomes almost trivial to overdose on it, arguably making it at least in theory a more dangerous drug if one takes the view of the DEA). They are mostly able to obtain legitimate, low cost, and frequently entirely legal versions of, well, name the variety. From Triazolam (3 hour half life) to Midazolam (water soluble) to Etizolam (scheduled into schedule I based on 4 cases in Norway where when mixed with another depressant patients ended up in the ER. All survived and were discharged almost immediately. The reason why the DEA laundered cases in Norway through the FDA to justify at first an emergency scheduling and then turned it into a permanent one? Because they couldn't find any cases that demonstrated the purported danger in the US or Canada.) Overdoses happen when someone takes too much of a substance, but "too much" is difficult to determine when you don't have a reliable supplier in terms of quality and adulteration, but also, because tolerance gets built up so that long term users can use prodigious amounts and be just fine. But how do we make sure that nobody knows where their tolerance is at? Non-medically assisted, pseudoscientific "sobriety help" like AA or its variants that are ordered by the court, and of course, probation, testing, in-patient medicaid fraud mills, you name it. Since none of these actually do anything except use homebrewed aversion therapy or even less efficient, shame, to achieve what is basically not even a real goal but is tied to the criminal justice system, congrats, you have the perfect storm of demand not knowing how much to actually demand for. Fentanyl being the adulterant made this last inevitable easier, but it only hastened what had been happening for quite some time. When heroin supply on streets increased, fentanyl related deaths began decreasing. Wonder why? It's correlative, but observational studies take a lot more data and a lot longer time periods, although it would certainly follow previously observed patterns.
This may be interesting as a scientific venture, but treating it as anything but that is foolhardy and misguided. We know how to control pain. We know how to reduce the harmful externalities that form part of the definition of substance use disorder since we, as in society and lawmakers elected by us, are responsible for those harmful externalities in the first place. Fentanyl is not the problem. Making sure that there's no safe way to reduce potential harm associated with, ultimately, a personal choice favored by some but certainly not all as recreation, killed the hundreds of thousands since Lou Reed sang Heroin and put it onto the Velvet Underground and Nico. Why are we still acting brand new?
Singapore's immigration system is fundamentally different from what the modern American system have morphed into. It is far easier to enter Singapore without a visa when compared to the US, and while the EB-5 investor visa program caused an absurd moral panic in the US and ended up getting limited to such an extent that it basically is no longer a real viable path to gain legal permanent residency in the US, Singapore's government has broad discretion - which it exercises in reality, so it's not something written just for show - to significantly shorten residency requirements (from 10 years down to 12 months in some cases) and allows for highly skilled or investors to gain citizenship, not the convoluted visa-change-of-status-adjustment-of-status-naturalization train that privileges European countries first and foremost while making it extremely difficult for even skilled or even US educated nationals of Mexico, the Philippines, India, and China to gain permanent residency. On the lower-skilled side neither country allows a pathway for migrant laborers to stay regardless, although perversely the American system implicitly encourages not just marriage but consummation as proof of validity which is brought up in interviews for adjustment of status. The immigration system automatically equates marriage with sex and heavily privileges "family-based immigration" to such an extent that it basically incentivizes marital rape via official policy. Singapore doesn't do that, and countries that have marital-based immigration systems don't tend to be this explicit about it.
I don't know how you get "eugenic" out of the Singaporean nationality law, full stop. Income or skill is not genetically bound, after all. The US, in fact, does have explicitly eugenics-based criteria in its naturalization process in that it retains the quota that existed in some form since 1882 but simply added a step in front so that it can claim to have removed to quota from where it was while maintaining a de facto quota system that only affects four nations - one it once colonized, two it has a history of vilifying in overt racist terms. In addition, even though USCIS employees are not doctors and are not trained in diagnosing or determining mental illness and its potential impacts or lack thereof, one is frequently asked at the citizenship interview if one had been diagnosed with a mental illness, and since stating an untruthful answer is grounds for removal and also a minor but extremely easy to prove felony, even erroneous diagnoses or conditions that pose no danger like ADHD may result in rejection of otherwise eligible applications. Since there's no "cure" for many of these conditions it puts the applicant in a sort of limbo, and this is asked after background checks and a ridiculously thorough vetting process that essentially had been going on for 8-10 years had been passed. On that front, I think America has Singapore beat.