Tiktok's recommendation algorithm was TOO personal for me. It started recommending specific teenage girls who went through the same specific traumatic situations I went through as a teenager (which is common but rare <.001%). It completely got into my head and knew more than I would ever admit to anyone (sexual preferences, types, etc..).
Loans can be at least partially discharged in bankruptcy, so that is incorrect. They are more stringent, but with the current public perception of college loans, judges are more likely to agree that the conditions this must meet are true.
Secondly, college is free for a lot of people, as in some states anyone making less than $20k/yr goes to a state university for free. This isn't incredibly obvious, and some grants received may be relatively unknown, such as a grant from a college that's not on their website of $7k a year for low-income students.
You also can't generalize everyone's feelings. Some people aren't compatible with trades.
I find it hilarious how evil naive this forum is. Read some court documents on torture cases sometime, or even just read crime and deterrence literature.