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tkojames

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Ask HN: Why Bother with All This?

4 points·by tkojames·5 वर्ष पहले·2 comments

Ask HN: Why Bother with All This?

37 points·by tkojames·5 वर्ष पहले·43 comments

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tkojames
·4 वर्ष पहले·discuss
You would think hopefully that having title insurance. That the title company would need to do everything for hopefully no out of pocket cost.
tkojames
·4 वर्ष पहले·discuss
UC Davis grad and still live in the area. I believe almost all strawberries grown commercial come from UC Davis. Was the whole big issue with this strawberry commission thing that a few professors ran and tired to take the IP when they left. Was interesting. I love being able to grow really delicious tomatoes with almost no effort. Always look forward to tomatoes season. I cure my own homemade bacon and make sourdough bread. Best BLT sandwich even use lettuce I grow sometimes. UC Davis has some great online resources for gardening. I have even thought about starting a beehive but I am not sure I want to go through the effort.
tkojames
·4 वर्ष पहले·discuss
I am forever thankful for California community colleges. I did not the best high school slacked off mostly c's doing the bare minimum. Went to local community college loved it took so many amazing classes with great teacher. I transferred to uc Davis with admissions under contract if hekd certain gpa. Cost me about 4k for two year in fees and books. At uc Davis for 2 years 30k. I learned more at my community college than a pretty decent public research college. Still uc Davis was worth it worked as student employee doing computer support. Turned that into full time job at the college as computer programmer and then gotA e jobs making way more doing the same thing. Never got CS degree just got chance to some cool things I had no business doing. All thanks to community college
tkojames
·4 वर्ष पहले·discuss
Zoom atleast after the 1 year cliff is granting more RSU if your underwater to equal out and at year 2 as well. I am thankful for it....
tkojames
·4 वर्ष पहले·discuss
I got solar in northern California with new roof that needed to be replaced. I got 30 percent tax credit on the roof as well. Paid for the roof in cash but took 10 year loan out for the solar panels at 3.0 percent. Break even at this rate is about 4 years already a few year in. With inflation right now I feel like I got good deal borrowing the money. Right now my loan payment plus then 10.00 monthly connection fee is less than my average monthly bill before 2019. Not sure I would do it with needing a new roof though. But everybody experience will be different.
tkojames
·4 वर्ष पहले·discuss
And I used to buy SD cards and Mac adapters from Amazon for work and it was about half of them products were fake until I finally stopped and got them from cdw. They would fight me every time I brought it up. It is well know issue glad you never dealt with it.
tkojames
·5 वर्ष पहले·discuss
Rumor is the Ikea batteries are rebranded Eneloop I have good luck with them.
tkojames
·5 वर्ष पहले·discuss
It is also was built on super fund site. I still will not understand why Davis and other places are ok with a Target but will die before getting a Walmart. It is very impressive how target is able to pretend like they treat there employees any better..
tkojames
·5 वर्ष पहले·discuss
Davis is cool if your young. I went to UC Davis and lived there a few years after I graduated. But some of the residents that live there are just something else. Some people hate the college even though they owe everything the town has to the college. I wish it was more affordable.
tkojames
·5 वर्ष पहले·discuss
Very true I am taking the opposite bet. I refinanced last year 30 year 2.85 apr. In California so prop 13 means property taxes won't go up to fast. I have no plans to pay it off earlier. But we are kinda stuck we can sell our house for a nice profit on what I paid 5 years ago. Then I have to pay for another house that is expensive in the current marketing. Not really looking to relocate to cheaper place. So I am just hoping all the money I am putting in the stock market ends up being the right call. Who knows though. Either approach could be a good choice in the right situation.
tkojames
·5 वर्ष पहले·discuss
They just rolled out att fiber into my neighborhood. I was surprised as I live in a older neighborhood. Have overhead power lines talked with att installer and he said that was the reason we go it. Went from 1 gig down 30 mbps upload cable for 100 a month to 70 for gig full up and down and they gave me 400 bucks for signing up. It is pretty awesome having a direct fiber line to the house. My brother lives in Santa Rosa California and is on the list to get 10 gig fiber from Sonic for 65 a month. Hopefully things are starting to change. Once he has it I was thinking of just doing rysnc between us for backup.
tkojames
·5 वर्ष पहले·discuss
That is what I am trying to get at. I think atleast here in the United States the bigger your state gets with population the more your going to see issues like you describe. Unfortunately I just do not see any government looking inward to improve efficiencies at this rate. I agree with everything you state and want the same.

Honestly I just think this how all governments operate.

In theory we can vote them out and replace them. Then the new people will do the same things most likely.

You can shame them all you want but if they still hold office, they will not care.

We should still keep trying though. Maybe we can find the right leader's that look out for everybody and do all the above. But I am pretty cynical about it.

I like to think Churchill quote about democracy is right. We have been struggling with this issue forever. Plato's republic and all that.

You are right being able to criticizing governments is really important.

I guess we just keep trying. Wish I had better answer.
tkojames
·5 वर्ष पहले·discuss
I wonder if there is correlation between what people think of as incompetence and the population of the state. Would be interesting to look at. I have no data to support this just a guess but I would guess when population increases you get things like this. I mean Texas is the second most populous state and is literally politically the opposite of California. There power grid was 5 mins away from literally crashing completely. So it sure is not what"side" the government picks. Both have struggled with power distribution.
tkojames
·5 वर्ष पहले·discuss
China is not going to nuke a carrier group sorry but that is insane. The second that happened say goodbye to entire world. There is reason we have boomer subs. One Ohio class sub could legitimately end the world.
tkojames
·5 वर्ष पहले·discuss
Eh how is it purely political kangaroo court with jury convinctions? And for sure they only bring cases they think they can win they admit to this.. for sure having money helps get you better defense. But a purely political kangaroo is a pretty big stretch. Unless you are talking about the secret FISA courts sure. What is way more scary is the whole killing USA citizen via drone strikes in foreign countries no court cases at all.
tkojames
·5 वर्ष पहले·discuss
This and if you owned just total market index funds you are up over 40 percent from last year. I never try to beat the market just ride it. I am in it for the long term.
tkojames
·5 वर्ष पहले·discuss
Yep my dad drilled that one into me. Every exit interview I have done is the same exact script. I really was not looking I am quite happy here but this was to good of opportunity to turn down.
tkojames
·5 वर्ष पहले·discuss
Wish you and the wife the best! I do not have the courage to do something like that. Even though my wife would tell me the same thing. It is quite amazing to find someone that truly cares about you! Cherish it. I have trust issue as well with my crazy family life. I really look forward to reading your blog post about this. You got this!!
tkojames
·5 वर्ष पहले·discuss
When I was kid my dream I was to be NASA engineer.. from kindergarten to high school if you asked me what you wanted to do I would say work for NASA building rockets!!. Heck no joke I am wearing a shirt right now I got Kennedy space center with all the shuttle's on it. We were visiting Disney world when the last shuttle was on the Launchpad. Convinced them to drive out for the day to check out. Got vip tour and everything best thing ever. Then I read up more about the challenger diaster and was heartbroken. Swore off NASA except for JPL. Thought about working for SpaceX but did not want suffer under them. I am really hoping by the time I am 50 or so I can pay to do a few Orbits around the world. I would pay atleast 100k of today money for it.
tkojames
·5 वर्ष पहले·discuss
None taken it all. It got me thinking about what I learned in high school about what you said about sources. It is really is appreciated.