> We're nerds. We understand the nuance, we understand the way these tools work and where the limits lie. We understand that there is web enabled and not web enabled. Regular people do not understand any of this. Regular people type into a textarea and consume the response.
The exact opposite is true. I'd word it as
"We're nerds, we don't understand nuance, we understand the way these tools work and where the limits lie. We understand that there is web enabled and not web enabled. Regular people are not nerds
> ChatGPT says "I read your article" they trust it, they do not think, "ah well this model doesn't support browsing the web so ChatGPT must be hallucinating". That's technobabble.
No, that's humans. Happens literally every day at every workplace I've ever been in
Can you show a realistic example where folks have 20-50 items they are budgeting for monthly? I can't imagine it working for that kind of use case so I moved on
YNAB user here as well. Could you define exactly what you mean by
> not only projects cash over time by including known expenses and incomes over time, but adjustments so I can actively reconcile
To me I would say YNAB does all of that for me, I use goals in YNAB and that gives me the projection I need. The biggest piece that's missing for me (and maybe this is what you're referring to) is how can I be sure all of my goals for the month/year add up to what I'm projecting that I"m actually making. I go to a spreadsheet for this about once a year to be sure my goals aren't impossible. But to be fair it's pretty obvious when this is happening as my goals are red for each month.
Generally when I see folks complain about what you're complaining about and I walk through their finances they tend not to actually be budgeting, they really just want a way to look at where their money is going historically and have a couple buckets for saving cash. Mint was good at this (it's finished now) but I think YNAB and apps like it (Lunchmoney) are better
The exact opposite is true. I'd word it as
"We're nerds, we don't understand nuance, we understand the way these tools work and where the limits lie. We understand that there is web enabled and not web enabled. Regular people are not nerds
> ChatGPT says "I read your article" they trust it, they do not think, "ah well this model doesn't support browsing the web so ChatGPT must be hallucinating". That's technobabble.
No, that's humans. Happens literally every day at every workplace I've ever been in