It’s 15.3% counting both sides, and capped. And it’s the only “tax” that is paid back, at progressive rates, because it’s a retirement annuity not an income tax.
What is the game? Who has been losing from buying broad-market index funds? Even if the market falls from recent highs all but the most recent investors will be ahead.
Same experience with the recent quota change on Google AI Pro. People have asked for yearly plans but given the vague and ever shifting limits it would be crazy to commit long-term.
Why wouldn’t your weekly usage “tick up”? And it’s only the additional five-hour usage that doesn’t count against the weekly quota, it’s not that off-peak usage only counts half.
> that’s supposed to be the job of the government by creating policy, regulations and installing watchdogs to monitor things
But that government cannot trust the other government on the other side of the world to implement the same restrictions, so we find ourselves in this Nash equilibrium.
Gemini flash tells me to drive: “Unless you have a very long hose or you've invented a way to teleport the dirt off the chassis, you should probably drive. Taking the car ensures it actually gets cleaned, and you won't have to carry heavy buckets of soapy water back and forth across the street.”
> My optimism is at best minimized because very few countries that were "liberated" are thriving vs most that remain in chaos or deadlocked into stagnation.
Which countries that are thriving do you think were not “liberated”? The US has done well, and King George III did not depart willingly.