They do exist and are increasingly common for new hotel builds, at least where I live. Here is an example of one in Montréal that I stayed in last autumn:
Canada has essentially 6 big banks, instant transfers using Interac has been the most common way of transferring money for years (it launched in 2003) and payment using NFC has been the norm for a decade.
I have bought and sold well over a hundred items on Marketplace in the past few years. There are scams, mostly from buyers wanting you to ship items to them, but insisting on in-person transactions nullifies most of them.
I've even shipped and gotten some items shipped in rare cases from people who I could verify the identity.
This is in Canada (Québec), so I guess mileage may vary.
I agree that their app isn't particularly good, but have you ever used the Subway app or even their website for a mobile order? I think it's the slowest and jankiest app I have ever used. It honestly takes like 5-10 minutes to order two subs that I have saved as favorites.
It should have been phrased, "your return on investments can be the sole source of your retirement wealth."
I think what they mean is that the bulk of your wealth will be the capital that you put into your investments with a reasonable amount of interest/capital gain.
You'll notice that Québec is not on the map when they compare potential savings because we've had government subsidized daycare for over 25 years. The results have been increased participation of mothers in the workforce and increased GDP[1].
The same article explains that the ROI is about 47%, meaning that for every 100$ spent, the federal and provincial governments get 147$ back in increased productivity.
From my experience, when there is no more snap it tends to be an accumulation of dust and grime in the port preventing the cable from fully seating. I usually clear it out carefully with a sim card ejection tool.