same experience here. i can afford everythihg but i dont need much. i dont think people understand what kind of stress relief is to say that u can live the life you want for 30-40 years without having to work.
I make ~100,000 euro yearly in eastern europe and invest maybe 90%. I can already retire, but think I'll do this for a few more years (job good, coworkers good)
Suppose that wasn't the experience you were looking for?:)