It's rad. I use it for everyday expenses. I have it set up as a shared card with my spouse, we each have our own physical and digital cards. The integration with the Apple ecosystem is pretty great if that's what you are into; we get notifications on each other's transactions, and the categorized spending breakdowns in the wallet app help us with budgeting. Paying credit card bills is easy with the app. Disputing a charge is easy with the app.