I was going to mention this dark pattern too. So many sites have no way of removing a payment method. It should really be illegal, but until then I will use virtual card numbers.
“Almost every software development organization has at least one developer who takes tactical programming to the extreme: a tactical tornado. The tactical tornado is a prolific programmer who pumps out code far faster than others but works in a totally tactical fashion. When it comes to implementing a quick feature, nobody gets it done faster than the tactical tornado. In some organizations, management treats tactical tornadoes as heroes. However, tactical tornadoes leave behind a wake of destruction. They are rarely considered heroes by the engineers who must work with their code in the future. Typically, other engineers must clean up the messes left behind by the tactical tornado, which makes it appear that those engineers (who are the real heroes) are making slower progress than the tactical tornado.”
― John Ousterhout, A Philosophy of Software Design
There used to be a bumble bee that, I was convinced, would come around to play with my dog, a Labrador. It was entertaining to watch. When the dog was outside the bumble bee would hover near his face to get his attention. Once he noticed the bee he would growl, jump, and bite at the bee but not in an aggressive manor. It was in his playful tone, the same as when I played with him and his toys. Every time he lunged at the bee it would dart back and always stay just out of reach. Then the bee would zoom in closer and they would repeat this for a few minutes until one of them would get distracted. As far as I know they never made direct contact. RIP good boy
Think of a food chain, bugs are near the bottom meaning they are a food source for many other creatures like birds, reptiles, small mammals, fish. Fewer bugs means less food for mice, that means fewer mice, leads to less food for snakes, leads to fewer snakes, leads to less food for birds of prey, leads to fewer birds of prey.
There are many chains like this where bugs are a vital source of food. If there were zero bugs then these chains would collapse. Also, bugs are needed to pollenate many fruit bearing plants.