As a San Franciscan, I am so happy to see this. SF needs negative feedback on the poor choices it makes, and so far the tech boom has somewhat obscured the consequences.
I am hardly a fan of Gerard but this is a well written summary of the guidance.
The only thing I would add to clarify money transmission as "transmitting value that substitutes for currency" is that exchanging funds for goods (normal commerce e.g. buying a coffee with credit card / cash / apple pay / stablecoin) is probably not considered money transmission. But I'm not your lawyer.
One-star reviews are the best signal I can find for product quality. They will let you know if there is a repeatable issue with trustworthy incentives. If there are more 2 star reviews than 1 star reviews and there is no pattern in the 1 star reviews, that's a great sign.
Fused filament fabrication (FFF) is fighting against physics in the same way that O(n) vs O(n^2) vs O(n!) algorithms have wildly different performance at scale.
It's a point solution, depositing ~1 voxel per unit of time. Running print heads in parallel is still O(1). Speeding up the print head runs out of steam because you run into vibration limits for the machinery (you can hear the rattling in the audio for this article). To really scale you need to deposit ~n voxels per unit of time (HP's MJF technology) or ~n^2 (Carbon's CLIP).
You need lots of voxels for high resolution for most applications. There are certain exceptions like prototyping in PETG or 3D printing concrete houses where the speed limitations of FFF may not be a big issue. But for 3D printing to compete with many forms of traditional manufacturing, simultaneous parallel structuring of matter is key.
Stories like these make me think there is a real need for electronic devices made entirely in the US (or your preferred trusted country).
Products like the Yubikey are apparently made in the US / Sweden, but I wonder how many components are actually made elsewhere and just assembled in these countries. Are there any good examples of consumer devices actually made entirely in the US down to the microchip?