My experience has been quite the opposite. Some bank processes remain oral traditions about clicking excel filters by hand because any code would have to be extensively documented and tested.
Pressing the lane assistant button on a Mercedes steering wheel and getting a “you’ll need to activate your subscription first” message really drove up my blood pressure.
The M1 MacBook Pro starts with 8GB and has an option for 16GB. I was talking about the Mac mini which in the Intel version has an option for 64GB (at +$1000 it's not exactly cheap).