jslove · HackerTrans

jslove

4 tahun yang laludiscuss

Yup treat it like a non expiring option.

jslove

4 tahun yang laludiscuss

Gold does not generate revenue... its still worth 11 trillion

jslove

4 tahun yang laludiscuss

previous one - now stellar ceo wasn't great either

jslove

4 tahun yang laludiscuss

I am not sure why all the crypto channels are on discord. Why not an open source system like matrix?

Twitter is also so much better... but people don't DM much.

jslove

4 tahun yang laludiscuss

As you get deeper into it they hook you into the server and other stuff and it ends up costing 000s.

Pandas is better but requires programming.

jslove

5 tahun yang laludiscuss

there were a couple implementations of stellar blockchain projects in nigeria that used sms as a base technology.

jslove

5 tahun yang laludiscuss

yes with taproot that just went live. there is also bitcoin liquid which is hidden as well.

jslove

5 tahun yang laludiscuss

with taproot bitcoin lightning transactions can be mostly private, scalable, not using energy, and cheap.

jslove

5 tahun yang laludiscuss

I think that changes are happening faster and slower than you imagine.

We are very bad at exponential math. I think changes in birth control, dating online, and social changes are faster than ever before.

The developed world will shrink and people couple up in ways people only 5 decades ago couldn't imagine.

Governments and societies are not ready for this or a system where we need to work less. John Maynard Keynes in Economic Possibilities for our Grandchildren opined that, by 2030, the average work week would be around 15 hours (3 hours per work day).

jslove

5 tahun yang laludiscuss

Personally I think they:

1) benefited from Indonesia (refining their oil etc) like HK did for china back in the day and cheap labour

2) Now benefit from HK Chaos with China as a kind of Switzerland of Asia

3) Are hard to compare with a large country

jslove

5 tahun yang laludiscuss

visio? - nope

office 365 for large complex excel sheets with bloomberg terminal plugin - nope

MS just tries to embrace, extend and extinguish ubuntu(linux)

They are basically IBM in the 1970s/80s. I give them 20-30 more years and they will become irrelevant.

jslove

5 tahun yang laludiscuss

Oanda uses Western Union in its back end. They gave up their license for money transfer a while back due to regulatory issues.

Stellar blockchain is trying to do something innovative in this space but is slow to get volumes.

jslove

5 tahun yang laludiscuss

And banking in Canada is behind many places. Lithuania, Estonia would be examples.

I lived in Finland in early 90s - they had already gotten rid of cheques. Russia with Qiwi kiosks is quite innovative.

Why did banks want to get rid of cheques and why did they stay? The settlement was fast near the end with imaging etc. Basically Free. What did we get? email transfer? fuck I worked on building that in 2000. Can't believe it is still there with shitty limits for businesses.

jslove

5 tahun yang laludiscuss

Paysera out of lithuania. Mr Tango. there are a few

jslove

5 tahun yang laludiscuss

those are typically sub accounts - not full accounts.

jslove

5 tahun yang laludiscuss

Depending on the bank regulator there may need to be some equity behind the accounts.

jslove

5 tahun yang laludiscuss

Japan has had this since the late 1970s/early 80s.

Real time settlement isn't really an innovation. Its just something the banks fight to protect their float.

jslove

5 tahun yang laludiscuss

- Using MS office pricing to push corporate to MS Cloud.

- VS Code as gateway drug

- Linux as first class integration

--

I would like to see

- Office on Ubuntu

- Open version of Active Directory

jslove

5 tahun yang laludiscuss

biking to work.. 2 hours per day

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