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traviswingo

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USD Purchasing Power in Real Time Since 2000

onedollar.today
79 points·by traviswingo·3 bulan yang lalu·77 comments

Show HN: Real time purchasing power of $1 USD since 2000

onedollar.today
5 points·by traviswingo·3 bulan yang lalu·1 comments

[untitled]

1 points·by traviswingo·9 bulan yang lalu·0 comments

CA insurance crisis: Thousands to lose coverage as two more insurers withdraw

sfchronicle.com
43 points·by traviswingo·2 tahun yang lalu·59 comments

Home insurers are dropping customers based on aerial images

wsj.com
305 points·by traviswingo·2 tahun yang lalu·680 comments

Show HN: Send a Postcard with a Text Message

postcardbot.com
7 points·by traviswingo·2 tahun yang lalu·2 comments

comments

traviswingo
·bulan lalu·discuss
I wonder how long it’ll take this thread to become a proxy of r/creatine.
traviswingo
·2 bulan yang lalu·discuss
I can’t prove it, but it feels like the world recently decided that spamming/scamming is acceptable, so the number of spammers/scammers has increased dramatically.

The number of spam calls, texts, emails, iCloud account unlock requests, etc I’ve received in the last year is insane.
traviswingo
·3 bulan yang lalu·discuss
Good eye. The ticker was using the observed rate of change over the two most recent data points, so it's actually biased towards the most recent inflation numbers. I've updated it to simply use the slope between the oldest (January 2000) and the most recent data.

It won't be 100% accurate, but it's close enough to create a visual. And the number is always updated monthly with real data anyways.
traviswingo
·3 bulan yang lalu·discuss
I think you're confusing "created a visualization because I thought it would be interesting" with "just learned about inflation." :)
traviswingo
·3 bulan yang lalu·discuss
Yeah, same here. Perhaps the Big Mac Index [0] is what you want.

[0] https://en.wikipedia.org/wiki/Big_Mac_Index
traviswingo
·3 bulan yang lalu·discuss
Hey all. This was merely intended as a fun visualization of inflation over long periods of time, in a format that’s slightly easier to grok for most people.

That’s it. There’s no further intention behind this, I just thought a real time “decay” visualization would be neat.

Literally everything about how this works is in the source in maybe 30 lines of js. It’s not complicated. Data is from BLS (whether or not that's accurate is another conversation entirely). I auto update the data monthly via a chron job, right around the time new data is published.

I’m not really changing this from where it’s at. It’s done as is. There are other sources out there already if you want to customize the date range or see a graph.

Thanks for checking it out :).
traviswingo
·6 bulan yang lalu·discuss
This reads like a Douglas Adams quote
traviswingo
·2 tahun yang lalu·discuss
This literally made me lol. Not sure if it’s true. I might be true. But come on!
traviswingo
·2 tahun yang lalu·discuss
Lol
traviswingo
·2 tahun yang lalu·discuss
This reply cannot be understated. Those who are strong advocates for highly leveraged equity positions who use real estate to justify either have yet to experience a true market decline, or are simply really green to investing.

If I could leverage 4:1 on the total market index using a fixed 30 year loan without the ability to force a sale I would in a heartbeat. Unfortunately, that’s just not how it works.

And anything claiming to be the solution to that (like a leveraged ETF such as UPRO), suffers from volatility decay that causes it to underperform or eventually go to zero in horizontal markets (e.g. lost decades).
traviswingo
·2 tahun yang lalu·discuss
I refuse to pay for this. I’m willing to wager it will be free within a reasonable amount of time.
traviswingo
·2 tahun yang lalu·discuss
I picked up a car from a mechanic the other day and we got to riffing about my own Tesla. He admitted to having friends that worked at Tesla on the manufacturing line. In his own words, these guys are “complete idiots,” and “do shrooms before assembling cars.”

I want to take his words with a grain of salt, but…I kinda believe it. Obviously hearsay means nothing, though.
traviswingo
·2 tahun yang lalu·discuss
Not sure if you’re discrediting the parent comment or pointing out the reality of it.

But yes this is something only someone with a high income would say. And yes, it’s true.

Beyond a certain income, the wrong job can be soul sucking and depressing. And it takes achieving that level of income to fully appreciate that reality.
traviswingo
·2 tahun yang lalu·discuss
This sounds an awful lot like analysis paralysis to me. My recommendation: just launch. You probably won’t run into any of the problems you’re worried about and, if you do, you can just patch them up.

As you launch more and spend more time dealing with users the default things to do will become second nature, and you’ll find yourself using the built in tools from AWS, DigitalOcean, CloudFlare, etc. rather than rolling them yourself.

But seriously, just launch. There’s a really good chance you won’t have any problems.