Thanks for pointing it out. I've tried both as interactive shells for a few minutes. Murex seems to have a more minimalist approach that works well as a drop-in replacement.
However, I have trouble understanding some design decision, such as inventing redundant keywords. And I've spotted bugs in boths (e.g. ls --literal fails in nu, and the completion proposes it twice in Murex).
That is not how AML-CFT work. Banks calculate your level of risk. When in doubt, they will cut you off or block individual transactions, unless the benefits outweigh the risks.
Bikes have already taken market shares from cars in large European cities such as Amsterdam [0] or Paris [1]. They may be a superior technology for most urban commutes: faster, requiring less space on roads and for parking, and more enjoyable [2].
Buses are subsidized. In cities with subways, they are used primarily to accommodate people with limited mobility or to cover rare routes. Between cities, they remain the cheapest option. Therefore, I'm not sure that cost is an important factor.
More seriously, if you want to learn money and its infrastructure, I recommend Banque de France's book on the matter "Payments and market infrastructures in the digital era" https://www.banque-france.fr/system/files/2023-04/payments_m...