In the middle of it right now with a grandparent. $5000 - $8000 month and you might still find them frozen to death out in the snow if the staff drops the ball in the middle of the night.
The "U.S. Coast Guard was formed by a merger of the U.S. Revenue Cutter Service and the U.S. Life-Saving Service on 28 January 1915" (wiki).
The US Department of Homeland Security "began operations on March 1, 2003, after being formed as a result of the Homeland Security Act of 2002, enacted in response to the September 11 attacks" (wiki).
So are you saying that for 78 years of its existence, the USCG had no "plan for when large fishing vessels get into trouble, and indeed a plan to stop them getting into trouble" until the DHS assembled a (assuming this is a thing) "National Commercial Fishing Safety Advisory Committee"? You dont think theres any redundancy? That just maybe bureaucracy cant help but to expand forever every time someone with a title has a question that cant be answered immediately by someone standing in the room, they have to create a committee so they can have someone on speed dial? If the coast guard doesnt have plans for this, one wonders what the coast guard does all day.